What is the benefit to policy holders to do a life settlement vs. cashing in the policy with the insurance company?

What is the benefit to policy holders to do a life settlement vs. cashing in the policy with the insurance company?

A recent government report indicated that sellers of secondary insurance policies get an average 7 times more than the cash value from the insurance company. Third Party Confirmation U.S. Government and Accountability Office (GAO), study released 7/22/10.

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