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Life Insurance Contract Terms Eliminates Options

Whenever we purchase goods or services, they generally come with standard terms and conditions, which will include responsibilities of the seller and the buyer.  This will also typically include warranty information and a description of the circumstances in which you can return and get reimbursed for the goods and services you purchased. Similarly, contracts for […]

A Sad Story…..

In January, I was calling leads that were interested in learning more about life insurance settlements.  Many seniors don’t know that they can sell their existing life insurance policy(ies) for cash now and no longer be required to make future premium payments on the policy(ies). A 77-year old male from Arizona, with $3 million in […]

What I didn’t know……

Thanks to the Minnesota Bankers’ Association for publishing this article in their March/April 2015 edition of MBA News. What I Didn’t Learn in 42 Years in the Banking Industry It’s hard to believe, but as bankers we really don’t know everything about the financial industry, even with 42 years of experience in the industry. Certainly […]

Big Rethink – Entrepreneurial CMO

I was fortunate to attend The Economist’s, The Big Rethink in NYC, attracting like-minded marketers exploring our profession. Marketing means different things to different people. It’s actually a very broad profession, somewhat similar to being a physician. Do you know a dermatologist who is willing to talk to you about your stomach issues? Here are […]

Rules versus Principles

I was fortunate to attend an event sponsored by Gray Plant Mooty. Initially, I wasn’t very excited about the speaker; I didn’t like what he did and what he stood for because he was known to be rather “fast” throughout the 90’s and into the 00’s.  He bent rules to enrich his company, officers, and […]

How much life insurance is enough?

You may have asked yourself this question recently – maybe after a passing of a close friend, colleague or family member.  I know that I have.  Life can change in an instant; it’s important to enjoy the moment, but at the same time, prepare for the inevitable.  There are very few certainties in life and […]

My Key Lime Pie Tour

Today was a great day because it ended by purchasing an entire Key Lime Pie to-go, with homemade whipped cream.  This was from my favorite restaurant in Key Largo, FL, described later how this pie compares with others throughout the Keys. With more than 20 years of Key Lime Pie tasting, I consider myself to […]

New Trends in Credit Scoring

New Trends in Credit Scoring A fall journey to an improved credit score may soon be just be a few key strokes away. The current system of determining a person’s creditworthiness is “inadequate and insufficient” and is costing both consumers and creditors, said Zaydoon Munir, founder and CEO of RevolutionCredit, in an article by CNBC’s […]